Wednesday, March 19, 2008

10 important questions to ask the credit card agents to find the right credit card: Part-II

In the first part of this series we talked about five major issues that must be placed in your credit card agent. Revising the concept we find that ask about the different & 39; s APR, fees, credit limits, credit card acceptance and additional benefits that come with the credit definitely help. Now, I begin with the other five most important issues for ask.
6. What are the rewards associated with the credit card?
Get an idea of the reward program if the credit is a reward card, and ask how the reward program will help you in your area of operation.
7. There are preferred partners for credit card rewards?
Clearly ask if there are any preferred partners for the credit card rewards. If they get a list of them and ask what will happen if the reward program money is spent on a local, that is not in the list.
8 preferred partners. What are the limitations to reward?
Credit card companies hide lot of reward program related stuff in fine print. Things such as blackout dates, restrictions on travel, seat restrictions, restrictions partners, spending restrictions, reward program expiry reward programs affect very negatively. Have an idea about them.
9. What is the shortage?
Checkout with the company credit card if they allow grace to pay the balance monthly or not.
10. What are the things in fine print that may affect credit card ownership?
Though credit card companies will not tell you all the details buried in fine print, but for help. This gives a feeling that you want to know as much as possible about the credit card. An informed client can not be easily deceived. alf quincy



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